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Paule Tardif is a partner in BCF's Montréal office. Paule is recognized for her expertise in the field of financial services, insolvency and reorganization. She represents clients in connection with all aspects of loan financings, including the negotiation and disbursement of loans, reorganizations, special loans, and also realizations.

During the course of her career, Ms. Tardif has worked on various types of loans, such as term financings, transaction financings, asset-based financings, project financings (including the financing of mining projects), acquisition-based financings, and debtor-in-possession (DIP) financings. She has worked on both national and cross-border financings and restructurings. She acts primarily for large financial institutions in connection with syndicated loans and “club deals,” but also represents single lenders as well as borrowers.

Ms. Tardif holds degrees from the University of Ottawa and the prestigious London School of Economics and Political Science, and was called to the Barreau du Québec in 1990. She has spent most of her career practising with major Montreal law firms, notably as a partner. She is also a member of the Canadian Bar Association, and has made presentations on the acquisition of companies in distress, financing and taking security.

Professional affiliations

  • Member of the Canadian Bar Association


  • Speaker for FEI Canada, "Acquiring a distressed businesses", FEI Canada;

  • Co-speaker, "Financing and Securities", Insight Event;

  • Speaker for FEI Canada, "What to do when your supplier or client become insolvent";

  • Speaker "Inter Creditors Agreements" for clients.

Representative work

  • Lead counsel to a bank syndicate in respect of credit facilities extended to Magasins Simons for the construction and expansion of its stores across Canada.

  • For the first time in Canada, counsel to a lessor, Cadillac Fairview Corporation Limited, which is supporting its lessee, Laura’s Shoppe (P.V.) lnc., by extending a DIP financing in respect of the restructuring of its business and stores.

  • Lender’s counsel in respect of credit facilities extended to Boutique Tristan & Iseut Inc.

  • Counsel to Caisse de dépôt et placement du Québec, Fonds de solidarité des travailleurs du Québec and Investissement Québec in the financing, in partnership with an Irish company, of the purchase of shares of IPL Inc., a Québec manufacturing company, north american leader in molded plastic products and solutions by injection for food and industrial sectors.

  • Counsel to Simon Equity Partners in the financing of the purchase of a majority interest in Coalision Inc. from Kilmer Capital Partners with other financial investors.

  • Acted for a senior secured creditor in the restructuring under the CCAA of Dumoulin Group Inc./Audiotronic Stores.

  • Acted for the banking syndicate in the restructuring under the CCAA of Les Ailes de la Mode/San Francisco Stores.

  • Lender’s counsel in respect of credit facilities extended to Boutique Jacob.

  • Acting for lenders in the restructuring of Bentley Leathers Inc./Cuirs Bentley Inc.

  • Counsel to the City of Montreal, as the main secured creditor in the insolvency proceedings of BIXI, which notably involved the sale, in maintaining the normal course of business of the company, of all international activities BIXI as well as the transfer to the City of Montreal of all Montreal operations.

  • Lead counsel for the financing extended to Biomod Concepts Inc., a company that transforms flexible materials into applicators, perfume diffusers or medical devices applied to the skin, in the sale of a control position to a Québec-based firm.

  • Lead counsel to Tandem Expansion in the financing of its acquisition of control of Averna Technologies, a global leader in the development of test solutions for electronic device manufacturers and communications around the world.

  • Counsel to Investissement Québec and Desjardins Capital de risque in the sale of Vision Globale A.R. Ltd. to TVA Group Inc., a subsidiary of Québecor Média Inc. a television and film post-production company for $118 million in cash.

  • Canadian counsel to private equity firm Oaktree Capital Management L.P. in its financing of the cross border acquisition of all the shares of Zodiac MILPRO (Military and Professional) Group.

  • Counsel to a syndicate of lenders in respect of a $52M secured financing.

  • Counsel to DIP lender and governmental authority in the restructuring of Abitibi­Consolidated Inc.

  • Counsel to the borrower with respect to US$97M credit facilities for the acquisition of the assets of cross-border entities.

  • Acted for the banking syndicate lenders and DIP lenders for Concert Industries’ CCAA filing.

  • Acted for the lender in the Viau Auto Location matter, a renting car pool company.

  • Acted for the trustee in the bankruptcy of the Norbourg Group of companies, responsible for the most important financial fraud to date in the Province of Québec.

  • Acted for the secured creditor in the restructuring of Solplast Inc.

  • Acted for one of the secured creditors in the restructuring and liquidation of Via Route.

  • Counsel to the borrower with respect to $47M credit facilities for the acquisition of the assets of cross-border entities.


514 397-2659

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Julie Peltier

514 397-6699 #3486


25th Floor
1100 René-Lévesque Blvd West
Montreal, Quebec   H3B 5C9
tel. : 514 397-8500
fax : 514 397-8515